Transaction Coordinator in Camden County, NJ.

What we handle on a Camden County file

Camden County files move through a single County Clerk's registry in downtown Camden, but the municipal layer on top of it is uneven. Cherry Hill, for example, requires a Certificate of Continued Occupancy before a single family resale can close, with a $100 non refundable fee due before the exterior inspection and a separate fire department smoke alarm inspection on top of it. The Clerk also publishes a $55 minimum recording charge, so a short deed does not price out at the base first page rate. Once your deal is ratified, PLS builds and manages the file in KW Command, tracks every deadline and contingency, routes documents for signature, and coordinates with lender, title, attorneys, and the co-op agent. See the full transaction coordination service for the complete scope, and the New Jersey overview for statewide notes.

Realty transfer tax in Camden County: Realty Transfer Fee, graduated and paid by the seller

New Jersey's Realty Transfer Fee is imposed on the seller and is graduated rather than flat, charged on two mutually exclusive schedules: at or below $350,000 it runs $2.00 to $3.90 per $500, and above $350,000 it runs $2.90 to $6.05 per $500, with reduced schedules for senior, blind, disabled and low and moderate income sellers. Sales over $1,000,000 also trigger the Graduated Percent Fee that replaced the old 1 percent mansion tax on July 10, 2025 under P.L. 2025 c.69. That fee runs 1 percent to 3.5 percent as a straight percentage of the entire consideration, not a bracket, and liability shifted from the buyer to the seller. Form RTF-1 accompanies any deed claiming a full or partial exemption, and Form RTF-1EE must be annexed to every deed over $1,000,000 and to every commercial transfer.

Recording a deed in Camden County

The Camden County Clerk, Registry Division sits at 520 Market Street, Room 102, Camden, New Jersey 08102, 856-225-5300. The current recording fee is $30 for the first page of a deed, with a published $55 minimum. The published schedule is $30 for the first page, $10 for each additional recorded page, a $10 abstracting fee and a $5 homelessness trust fund charge, with a $55 minimum on a deed. If there is no room on the document for the recording information, the Clerk adds a blank page and charges another $10. The office has accepted electronic recording since March 2006 at both Level I and Level II, and the e-recording convenience fee that portal counties once charged was suspended effective April 1, 2019.

The deed needs the seller's Realty Transfer Fee affidavit and payment, the GIT/REP seller residency declaration, the grantee's mailing address, the municipal block and lot, the preparer's printed name and a proper acknowledgment. A cover sheet has been required on all land documents since May 1, 2017, and Camden charges a $20 indexing fee when one is missing. GIT/REP forms signed on or after October 1, 2025 must be the current version or the package is rejected.

What actually holds up a closing here

The three business day attorney review clock

N.J.A.C. 11:5-6.2(g) gives each side three days, excluding Saturdays, Sundays and legal holidays, and the clock runs from delivery of the signed contract to the buyer and the seller, meaning delivery to both parties. The contract becomes legally binding at the end of that period unless an attorney for either side disapproves and notifies the brokers and the other party within the window. Extension is possible only by written agreement of buyer and seller. The rule covers contracts prepared by a licensee for residential property of one to four dwelling units and vacant one family lots, so an attorney drafted contract sits outside it. Conley v. Guerrero, 228 N.J. 339 (2017), held that a notice of disapproval may go by fax, e mail, personal delivery or overnight mail with proof of delivery, with overnight mail effective on mailing, even though the regulation still lists only certified mail, telegram or personal delivery.

The smoke, carbon monoxide and extinguisher certificate

Before a one or two family or attached single family home is sold, leased or otherwise made subject to a change of occupancy, the owner must obtain a Certificate of Smoke Alarm, Carbon Monoxide Alarm and Portable Fire Extinguisher Compliance under N.J.A.C. 5:70-2.3 and N.J.S.A. 52:27D-198.1. The state fee schedule in N.J.A.C. 5:70-2.9(d) is $45 when the application arrives more than 10 business days before the change of occupancy, $90 at four to 10 business days and $161 at fewer than four, and a municipality may adopt a different schedule by ordinance based on actual cost, so these are defaults rather than caps. The extinguisher is the most common failure point: it must be within 10 feet of the kitchen, in the path of egress, rated at least 2A-10B:C, no more than 10 pounds, mounted on the manufacturer's bracket with the instructions visible, with the top no more than five feet above the floor, and serviced and tagged by a certified Division of Fire Safety contractor within the past 12 months unless it is newly purchased with a receipt. The certificate is not transferable, and if the specified change of occupancy does not occur within six months a new application is required. There is no longer a state paper application; filings go through FIRE SOLUTIONS Online.

Cover sheet and minimum fee at the Camden registry

Cover sheets have been mandatory on all New Jersey land documents since May 1, 2017 under P.L. 2011 c.217. An electronic cover sheet is free and is not counted as a page, but a paper cover sheet is counted as an extra recorded page. Camden publishes a $20 indexing fee for a document submitted with no cover sheet at all. Because the office also enforces a $55 minimum on deeds, a one page deed does not record for the $30 base rate, which is a frequent source of short wires from out of state closers.

Pricing

Transaction coordination in New Jersey is billed per file, not as a monthly retainer. Contract to close is $450 per transaction, and the full rate card including dual agency, transaction licensee, FSBO, and listing management is published on our pricing page. No fixed overhead, no minimum volume.

Where these figures come from

The county-level figures on this page come from the official sources listed below. Municipal fees and deadlines come from each municipality's own published schedules and ordinances, which are revised more often than they are archived. We publish what we could verify and leave out what we could not. Fees and ordinances change; if you are relying on a figure here for a live file, confirm it with the issuing office, and tell us if you find a discrepancy so we can correct the page.

• NJ Division of Taxation, Realty Transfer Fee
• NJ Division of Taxation, Graduated Percent Fee notice to county recording officers
• Camden County Clerk, Registration of Deeds and Mortgages Fees
• Camden County Clerk
• NJ DCA Division of Fire Safety, FIRE SOLUTIONS Online
• Cherry Hill Township, Residential Resale Inspections