Transaction Coordinator in Cumberland County, NJ.

What we handle on a Cumberland County file

Cumberland County is made up of 14 municipalities, which the County describes as 3 cities, 10 townships, and 1 borough, spread across about 500 square miles with more than 40 miles of Delaware Bay coastline. The three cities each handle a resale differently: Vineland requires a continued certification of occupancy for every unit before title can pass, Bridgeton requires a certificate of property compliance and prices it on a lead time ladder, and Millville's housing ordinance is built around rental registration. Two of those ordinances, plus Upper Deerfield's, reach the listing agent directly through fines or an agent of the owner clause, so the certificate is the agent's problem as well as the seller's. Where a property is on a private well, Cumberland is one of the counties where state rules add mercury to the well test. Every deed in the county records with the County Clerk at the courthouse in Bridgeton. Once your deal is ratified, PLS builds and manages the file in KW Command, tracks every deadline and contingency, routes documents for signature, and coordinates with lender, title, attorneys, and the co-op agent. See the full transaction coordination service for the complete scope, and the New Jersey overview for statewide notes.

• KW Command fileBuilds and manages the file in KW Command.
• Every deadlineTracks every deadline and contingency.
• SignaturesRoutes documents for signature.
• Every partyCoordinates with lender, title, attorneys, and the co-op agent.

Transfer tax in Cumberland County

New Jersey's Realty Transfer Fee is imposed on the seller and runs on two mutually exclusive schedules, which must never be blended. At total consideration of $350,000 or less it is $2.00 per $500 up to $150,000, $3.35 per $500 from $150,000 to $200,000, and $3.90 per $500 from $200,000 to $350,000. Above $350,000 a different schedule applies to the whole amount: $2.90 per $500 up to $150,000, $4.25 per $500 to $200,000, $4.80 per $500 to $550,000, $5.30 per $500 to $850,000, $5.80 per $500 to $1,000,000, and $6.05 per $500 above that. Reduced schedules exist for senior, blind, disabled, and low and moderate income sellers, and a notarized Form RTF-1 must be annexed to the deed to claim one. Consideration over $1,000,000 also triggers the Graduated Percent Fee that replaced the old 1 percent mansion tax on July 10, 2025 under P.L. 2025 c. 69: 1 percent above $1,000,000, 2 percent above $2,000,000, 2.5 percent above $2,500,000, 3 percent above $3,000,000, and 3.5 percent above $3,500,000, charged as a straight percentage of the entire consideration rather than as brackets. Liability for it shifted from the buyer to the seller, and the Division of Taxation is explicit that the operative date is when the deed is submitted for recording, not the closing date. Form RTF-1EE must be annexed to every deed over $1,000,000 and to every commercial transfer. There is no separate Cumberland County transfer tax.

Recording a deed in Cumberland County

The Cumberland County Clerk sits at Cumberland County Court House, 60 West Broad Street, Bridgeton, New Jersey 08302, 856-453-4860. The current recording fee is $40 for the first page of a deed plus a $5 Homeless Trust Fund fee, plus $10 for each additional page. The Clerk's deed guidance also lists $10 for an Affidavit of Consideration and $10 for the New Jersey seller resident or nonresident forms, so budget for the attachments, not just the deed. Mortgages are $30 for the first page, a discharge of mortgage is $40 for the first page, and an assignment of mortgage is $40 for the first page including the marginal notation, each plus $10 per additional page. A notice of settlement is $20 with two parties and $40 with three, and the Homeless Trust Fund fee applies to most of these instruments, though not to an assignment of mortgage. Certified copies are $10 for the first page plus $2 per additional page. The Bridgeton office is open Monday and Wednesday through Friday 8:30 to 4:30 and Tuesday 8:30 to 7:00. The Clerk also runs a satellite office at the Cumberland Mall, 3849 South Delsea Drive, Unit B18, Vineland (856-453-4870), and the Clerk notes a $3.00 convenience fee on credit and debit card payments; confirm by phone before sending a closing package there. Electronic recording is available through Simplifile, ePN, and Corporation Service Company. Land records are searchable online back to 1960, with records from 1987 forward on the County Fusion portal and 1960 to 1987 on ImageSync.

The Clerk lists a cover sheet as required, and its own Recording Data Page carries the instruction that it stays attached to the original document as part of the permanent record. The deed itself must show a prepared by line with the preparer's printed name, grantor and grantee names with complete mailing addresses, the deed date, a statement of consideration, the municipality, tax block and lot, a property description, and the grantor signatures with printed names and a notary acknowledgment. The GIT/REP form is absolute: Form GIT/REP-3 states that if it is not completed in its entirety, or the settlement agent does not submit the original with the deed, the county clerk will not record the deed. Form RTF-1 must accompany any deed claiming a full or partial Realty Transfer Fee exemption, and Form RTF-1EE must be annexed to every deed over $1,000,000 and every commercial transfer.

Recording fees and transfer tax rates for every county we coordinate in are collected side by side on our recording fee and transfer tax reference.

What actually holds up a closing here

Pricing

Transaction coordination in New Jersey is billed per file, not as a monthly retainer. Contract to close is $450 per transaction, and the full rate card including dual agency, unrepresented party (FSBO or URB), and listing management is published on our pricing page. No fixed overhead, no minimum volume.

Where these figures come from

The county-level figures on this page come from the official sources listed below. Municipal fees and deadlines come from each municipality's own published schedules and ordinances, which are revised more often than they are archived. We publish what we could verify and leave out what we could not. Fees and ordinances change; if you are relying on a figure here for a live file, confirm it with the issuing office, and tell us if you find a discrepancy so we can correct the page.