Transaction Coordination · New Jersey
Transaction Coordinator in Salem County, NJ.
Precision Leverage Solutions coordinates real estate transactions in Salem County for Keller Williams agents, from ratified contract through settlement. Transfer tax here runs on the Realty Transfer Fee, graduated and paid by the seller, deeds record through the Salem County Clerk, Recording Services, and we handle the county and municipal steps that decide whether your file closes on time. Billed per file, no retainer.
At a glanceSalem County, NJ
Figures from the sections below. Confirm with the issuing office before relying on one for a live file.
What we handle on a Salem County file
Salem County has 15 municipalities on the County Clerk's own list, and the housing ordinances that matter on a resale are concentrated in a handful of towns: Salem City, Penns Grove, Carneys Point, Pennsville, and Woodstown. The defining feature for a transaction coordinator is that several Salem towns separate closing from occupancy: Salem City and Penns Grove do not require a certificate to transfer title, but a new owner cannot move in without one, and Carneys Point puts the certificate obligation on the purchaser as well as the owner. Woodstown runs a seven day clock that works in the buyer's favor, and Pennsville writes ground fault outlet and bedroom smoke detector requirements into its certificate. Every deed records through one office in Salem City, which wants documents mailed in or e-filed, takes no cards, counts the cover sheet as a billable page, and requires certified funds on any check over $5,000. Once your deal is ratified, PLS builds and manages the file in KW Command, tracks every deadline and contingency, routes documents for signature, and coordinates with lender, title, attorneys, and the co-op agent. See the full transaction coordination service for the complete scope, and the New Jersey overview for statewide notes.
Transfer tax in Salem County
New Jersey's Realty Transfer Fee is imposed on the seller and runs on two mutually exclusive schedules, which must never be blended. At total consideration of $350,000 or less it is $2.00 per $500 up to $150,000, $3.35 per $500 from $150,000 to $200,000, and $3.90 per $500 from $200,000 to $350,000. Above $350,000 a different schedule applies to the whole amount: $2.90 per $500 up to $150,000, $4.25 per $500 to $200,000, $4.80 per $500 to $550,000, $5.30 per $500 to $850,000, $5.80 per $500 to $1,000,000, and $6.05 per $500 above that. Reduced schedules exist for senior, blind, disabled, and low and moderate income sellers, and a notarized Form RTF-1 must be annexed to the deed to claim one. Consideration over $1,000,000 also triggers the Graduated Percent Fee that replaced the old 1 percent mansion tax on July 10, 2025 under P.L. 2025 c. 69: 1 percent above $1,000,000, 2 percent above $2,000,000, 2.5 percent above $2,500,000, 3 percent above $3,000,000, and 3.5 percent above $3,500,000, charged as a straight percentage of the entire consideration rather than as brackets. Liability for it shifted from the buyer to the seller, and the Division of Taxation is explicit that the operative date is when the deed is submitted for recording, not the closing date. Form RTF-1EE must be annexed to every deed over $1,000,000 and to every commercial transfer. There is no separate Salem County transfer tax.
- $2.90to $150K
- $4.25to $200K
- $4.80to $550K
- $5.30to $850K
- $5.80to $1M
- $6.05over $1M
Seller pays. At $350,000 or less a separate, lower schedule applies, as described here.
- 1%$1M+
- 2%$2M+
- 2.5%$2.5M+
- 3%$3M+
- 3.5%$3.5M+
Seller pays, on deeds submitted for recording on or after July 10, 2025.
Recording a deed in Salem County
The Salem County Clerk, Recording Services sits at 110 Fifth Street, Suite 200, Salem, New Jersey 08079, 856-935-7510, extension 8300. The current recording fee is $40 for the first page of a deed, including abstracting, plus $10 for each additional page. The cover sheet is billed as an additional page at $10 on every hard copy recording except flat fee documents, so a one page deed submitted on paper costs $50 before the transfer fee. Mortgages are $30 for the first page plus $10 per page. Discharges, releases, assignments, subordinations, and modifications are $40 for the first page, which includes the original mortgage notation, plus $10 per page and $10 for each additional notation, a cancellation of mortgage is $20, and a notice of settlement is $20 for two parties or $40 for three. Indexing beyond five names is $6 per additional name, and certified copies are a $10 certification plus $1 per page in office or $2 per page by mail. Payment is strict: cash, money order, or check only, no debit or credit cards, any check over $5,000 must be certified, and one check may cover no more than 10 documents. The Clerk does not accept the $3 Homeless Fee. The fee page directs that documents be mailed in or e-filed through Simplifile or CSC eRecording, and every mortgage cancellation must be mailed, never e-filed. The office is open 8:30 to 4:30, but transactions conclude at 4:00. Recording staff are reached at extensions 8300, 8209, and 8206.
- GIT/REP-3
- GIT/REP-4
- RTF-1
- RTF-1EE
- Cover sheet
When each one applies is explained in the requirements below.
A cover sheet or electronic synopsis is required on every land document under N.J.S.A. 46:26A-5, effective May 1, 2017, and the Clerk warns that documents submitted without one may draw additional fees or rejection. Since September 2024 the Clerk has required that new recordings use the current revisions of Form GIT/REP-3, the Seller's Residency Certification or Exemption, and Form GIT/REP-4, the Waiver of Seller's Filing Requirement, so an outdated form version is a rejection risk. Form GIT/REP-3 itself states that if it is not completed in its entirety, or the settlement agent does not submit the original with the deed, the county clerk will not record the deed. Form RTF-1 must accompany any deed claiming a Realty Transfer Fee exemption, and the Clerk posts notice that any deed over $1,000,000 received on or after July 10, 2025 may be subject to the revised fee, which requires Form RTF-1EE.
Recording fees and transfer tax rates for every county we coordinate in are collected side by side on our recording fee and transfer tax reference.
What actually holds up a closing here
In several Salem towns the certificate is needed to move in, not to close
Several Salem County towns separate closing from occupancy, which surprises buyers. The City of Salem states on its Housing Office page that it does not require a certificate of occupancy before transfer of title, but a new owner may not occupy, or allow anyone to occupy, until a valid inspection is done and a certificate issues, and City Code section 163-5A requires a new certificate to occupy with each change of occupancy. Penns Grove Borough Code section 213-2A likewise says no certificate is required on transfer of title, while section 213-2B bars tenant or owner occupancy without one; under section 213-3 the Housing Officer may issue a conditional certificate when back taxes or water and sewer charges are owed, on condition the settlement agent pays them at transfer, and section 213-7 sets the fee at $50 per unit including one reinspection, then $25. Carneys Point goes further: Township Code section 64-2 bars any person purchasing or acquiring a dwelling unit from occupying it without a certificate of occupancy. Order the inspection before closing anyway, because a buyer who closes without it cannot move in.
Carneys Point gives itself seven business days and charges $125
Carneys Point Township Code section 64-2.1 gives the Office of Housing and Inspection seven business days to inspect, and section 64-5A, amended 7-17-2019 by Ordinance 947, sets the resale fee at $125 for the initial inspection and first reinspection, then $75 for each later inspection. An application stays valid for six months from filing under section 64-6, so an early filing survives a short delay. When occupancy will not adversely affect safety or welfare, section 64-2.2 authorizes a temporary certificate valid 60 days, extendable by 30, and section 64-5D charges a $50 administrative fee for it. Section 64-3 inspects against the International Property Maintenance Code, and section 64-7 sets penalties of up to $1,000 or 60 days in jail. On an investor purchase, section 64-3.1, added 7-19-2023 by Ordinance 1024, requires lead based paint inspections of residential rentals at tenant turnover and at least every three years.
Pennsville writes ground fault outlets and bedroom smoke detectors into its certificate
Pennsville Township Revised Ordinances Chapter 7, Article 4B, section 7.4B-5 bars an owner from renting, leasing, letting, or permitting occupancy of a dwelling structure without a certificate of occupancy from the Township. Section 7.4B-9 lists the conditions: current Township taxes, sewer, and water bills, no outstanding open building permits, smoke detectors on each level and in the bedrooms, smoke detectors and carbon monoxide alarms outside the sleeping areas, and ground fault receptacles within 72 inches of a water source. Kitchen and bathroom outlets are the usual surprise in older housing, so tell the seller early. The fee is $50 per house or unit, the first reinspection is $50, and second and later inspections are $100. When back taxes are owed on a change of ownership, section 7.4B-6 allows a conditional certificate with payment by the settlement agent at transfer, so put the municipal payoff on the settlement statement.
Woodstown runs a seven day clock that favors the buyer
Woodstown Borough Code section 65-3C, last amended 2-9-2016 by Ordinance 2016-3, requires the owner of a single family residence to notify the Housing Officer before a sale and schedule an inspection, with a $100 fee paid by the owner or the owner's representative. If the Housing Officer has not inspected within seven days of receiving notice, the premises may be occupied. Where violations are found, a conditional certificate may issue for up to 30 days; the first reinspection is free, the second is $50, and each later one is $100. If the deficiencies are not corrected within the 30 days the property must be vacated until an unconditional certificate issues, so a buyer who assumes repairs needs a contractor lined up before closing. Rentals are handled separately under sections 65-8 and 65-9, with annual registration by March 31.
A Salem City rental certificate dies with the sale
Salem City Code section 172-4B provides that each rental unit certificate expires and is void on the change of record ownership, and section 172-3D requires the new record owner to apply for a new certificate within 60 days. Section 172-2 bars renting any unit that does not hold a certificate, and violations carry fines of $100 to $2,000. Budget for a new certificate of occupancy inspection at the same time: the City's current application form lists a $50 initial inspection fee and a $50 reinspection fee and requires a Tax Collector sign off on taxes plus an owner certification that no municipal charges, including taxes, water and sewer, are outstanding, while Chapter 163 of the code still shows a $40 application and a $25 reinspection, so confirm the fee with the Housing Office at 856-935-0372, extension 204.
Salem wells need mercury on the test panel
The Private Well Testing Act rules at N.J.A.C. 7:9E-2.1(a) require every sample statewide to be analyzed for coliform, nitrate, iron, manganese, pH, volatile organic compounds, lead, arsenic, gross alpha, and the newer PFAS and other listed contaminants. Subsection (b) adds mercury for samples collected in Salem County, along with Atlantic, Burlington, Camden, Cape May, Cumberland, Gloucester, Monmouth, and Ocean, so on any well served property in the county, confirm the lab panel includes it. Validity is the trap on a delayed closing: under N.J.A.C. 7:9E-3.3 results are good for one year from sample collection, except total and fecal coliform, which are valid only six months.
Pricing
Transaction coordination in New Jersey is billed per file, not as a monthly retainer. Contract to close is $450 per transaction, and the full rate card including dual agency, unrepresented party (FSBO or URB), and listing management is published on our pricing page. No fixed overhead, no minimum volume.
Where these figures come from
The county-level figures on this page come from the official sources listed below. Municipal fees and deadlines come from each municipality's own published schedules and ordinances, which are revised more often than they are archived. We publish what we could verify and leave out what we could not. Fees and ordinances change; if you are relying on a figure here for a live file, confirm it with the issuing office, and tell us if you find a discrepancy so we can correct the page.
- NJ Division of Taxation, Realty Transfer Fee
- NJ Division of Taxation, Graduated Percent Fee implementation memorandum, July 9, 2025
- NJ Division of Taxation, Form GIT/REP-3
- Salem County Clerk, Fee Schedule
- Salem County Clerk, Recording Services
- Salem County Clerk, Contact
- Salem County Clerk, Municipalities in Salem County
- City of Salem, Housing Office
- City of Salem, Certificate of Occupancy application
- City of Salem Code Chapter 163, Article II, Certificate to Occupy
- City of Salem Code Chapter 172, Rental of Residential Units
- Borough of Penns Grove Code Chapter 213, Certificates of Occupancy
- Township of Carneys Point Code Chapter 64, Certificates of Occupancy
- Township of Pennsville Revised Ordinances Chapter 7, Buildings
- Borough of Woodstown Code Chapter 65, Housing Standards
- NJDEP, N.J.A.C. 7:9E Private Well Testing Act rules (7:9E-2.1 and 7:9E-3.3)
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FAQ
Salem County questions.
Do you provide transaction coordination in Salem County, NJ?
Yes. Precision Leverage Solutions works exclusively with Keller Williams agents and coordinates transactions throughout Salem County and the rest of New Jersey, from the ratified contract through settlement. We also serve KW agents in Pennsylvania and Delaware. Pricing is per file with no retainer.
What is the realty transfer tax in Salem County?
New Jersey's Realty Transfer Fee is imposed on the seller and runs on two mutually exclusive schedules, which must never be blended. At total consideration of $350,000 or less it is $2.00 per $500 up to $150,000, $3.35 per $500 from $150,000 to $200,000, and $3.90 per $500 from $200,000 to $350,000. Above $350,000 a different schedule applies to the whole amount: $2.90 per $500 up to $150,000, $4.25 per $500 to $200,000, $4.80 per $500 to $550,000, $5.30 per $500 to $850,000, $5.80 per $500 to $1,000,000, and $6.05 per $500 above that. Reduced schedules exist for senior, blind, disabled, and low and moderate income sellers, and a notarized Form RTF-1 must be annexed to the deed to claim one. Consideration over $1,000,000 also triggers the Graduated Percent Fee that replaced the old 1 percent mansion tax on July 10, 2025 under P.L. 2025 c. 69: 1 percent above $1,000,000, 2 percent above $2,000,000, 2.5 percent above $2,500,000, 3 percent above $3,000,000, and 3.5 percent above $3,500,000, charged as a straight percentage of the entire consideration rather than as brackets. Liability for it shifted from the buyer to the seller, and the Division of Taxation is explicit that the operative date is when the deed is submitted for recording, not the closing date. Form RTF-1EE must be annexed to every deed over $1,000,000 and to every commercial transfer. There is no separate Salem County transfer tax.
How much does it cost to record a deed in Salem County?
$40 for the first page of a deed, including abstracting, plus $10 for each additional page, through the Salem County Clerk, Recording Services. The cover sheet is billed as an additional page at $10 on every hard copy recording except flat fee documents, so a one page deed submitted on paper costs $50 before the transfer fee. Mortgages are $30 for the first page plus $10 per page. Discharges, releases, assignments, subordinations, and modifications are $40 for the first page, which includes the original mortgage notation, plus $10 per page and $10 for each additional notation, a cancellation of mortgage is $20, and a notice of settlement is $20 for two parties or $40 for three. Indexing beyond five names is $6 per additional name, and certified copies are a $10 certification plus $1 per page in office or $2 per page by mail. Payment is strict: cash, money order, or check only, no debit or credit cards, any check over $5,000 must be certified, and one check may cover no more than 10 documents. The Clerk does not accept the $3 Homeless Fee. The fee page directs that documents be mailed in or e-filed through Simplifile or CSC eRecording, and every mortgage cancellation must be mailed, never e-filed. The office is open 8:30 to 4:30, but transactions conclude at 4:00. Recording staff are reached at extensions 8300, 8209, and 8206.
How much does a transaction coordinator cost in Salem County?
Contract-to-close coordination is $450 per transaction in New Jersey. Dual agency, unrepresented party coordination (FSBO or URB), multi-unit transactions, and listing management are each priced separately and published in full on our pricing page. There are no monthly fees, retainers, or minimum volume requirements.
Does a Salem County sale need a certificate of occupancy before closing?
Several Salem County towns separate closing from occupancy, which surprises buyers. The City of Salem states on its Housing Office page that it does not require a certificate of occupancy before transfer of title, but a new owner may not occupy, or allow anyone to occupy, until a valid inspection is done and a certificate issues, and City Code section 163-5A requires a new certificate to occupy with each change of occupancy. Penns Grove Borough Code section 213-2A likewise says no certificate is required on transfer of title, while section 213-2B bars tenant or owner occupancy without one; under section 213-3 the Housing Officer may issue a conditional certificate when back taxes or water and sewer charges are owed, on condition the settlement agent pays them at transfer, and section 213-7 sets the fee at $50 per unit including one reinspection, then $25. Carneys Point goes further: Township Code section 64-2 bars any person purchasing or acquiring a dwelling unit from occupying it without a certificate of occupancy. Order the inspection before closing anyway, because a buyer who closes without it cannot move in.
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